Car buying options when it comes to decision of which is better owning a New or a Pre-Owned car is sometimes hard to decide specially for people who has tight in budget. There are several questions that we can asked ourselves to help us create a decision, and these questions are also points that i've used when buying my new car and traded-in my old ones. Here are some of them:
1. What's my purpose of buying a car? - answering this questions can give us an idea of what we really intend to do when we got our car. It gives us more futuristic situation once we buy it and where are we going to used it. By having this kind of reason, we already have a feeling that buying a car can really benefit not just our satisfaction but also our future plans and trips.
2. What type and size of car should I buy? -after deciding the primary purpose of buying a car, things to consider were is it worth buying a van, suv or a sedan? will i used it for work only or just for family trips? when buying a car it is also good to consider the car size/capacity because it also comes the fuel consumption that is an additional expenses once we bought one. when i bought my first car i consider only 4 cylinder 2.4L engine because i drive in the city and used it everyday in work. It may not have enough power compared to 6 cylinder engine but i ai'nt goint in a race anyway.
3. What brand of car that i like most? -with a lot of car manufacturers and features that may help us decide, i focus on something worth the next 5 years that i will used it and will come handy in my everyday life. i even consider the looks and one that i've felt i will love to drive everyday but not suffering its price so that its not gonna hurt my pocket. i.e. i bought an mitsubishi outlander because of its very sporty looks, 4 cylinder to help me save money when using it everyday in work, folding gate features that other cars don't have and greatly help me alot when loading and unloading food cooler, stroller for my baby and other stuff that's heavy to carry.
4. Check car review. -this will help us a lot in deciding which one is better by reading review of car that we really want and what others people feedback.
5. Get pre-approved in finance. -since most buyer don't buy car in cash, it is a good chance to have a lower APR for banks that is not as famous with other bank. My biggest and worst experience when buying my first car was to have an APR of 19.99% because of short credit history, credit rating doesn't help me a lot even though its above 750.
Above are just my experience when i bought my first old car and then after a 2 years traded-in in exchange of lowering my APR and getting a new one.
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Plan on how you will use your budget when you're going to buy a new car. It can take a lot of time but planning and checking up on the car that you want will definitely help you, especially if you want to prevent any problems later on.
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